www.yourmovegames.com/battleground_index.html
Battlegrounds Fantasy Warfare. Warhammer-type miniatures wargames WITHOUT miniatures. I did play Warhammer, but got out of it due to the extreme expense and time needed to paint miniatures.
Your Move games- use CARDS instead of figures. Decks are about $15 retail( $10-$12 online). One Starter deck has command cards, rules and basic troops/army. Reinforcement decks have a whole lot of troops. So for $20- $30 you can have a huge army. You need two starter decks to play.
All the basic fantasy races are included- Humans, Undead, Orcs/Goblins, Wood elves, High elves, Dark elves, Umenzi(Zulu), Lizardmen, Dwarves, Monsters & Mercenaries. They even have Historical armies.
I think FRP games even has decks at 50% off.